Insurance Programs at Discounted Group Rates

• Professional Liability Insurance with TPA Coverage
• Workers’ Compensation Insurance
• Term Life Insurance
• Automobile and Homeowner’s Coverage
• Paul Goebel Group Professional Insurance Administrators

Financial Investment Program

• Mercer Global Advisors has several programs for financial planning, investment, and retirement services to members endorsed by the MOA.

Other Money Saving Programs for MOA Members

• I.C. System delivers effective and ethical solutions for collection debts and improving cash flow. Michigan Optometric Association members receive special pricing for I.C. System’s services, the only collection services formally approved for members. The program has been offered since 1964, and participating members have recovered over Two Million Dollars! Visit www.icmemberbenefits.com.
• Master Charge Bank Card Charge Plan with a low discount rate
• Merchant Processing

  Michigan Retailers Association (MRA) is now providing extremely competitive discount rates and services on all major credit and debit cards, including Visa, MasterCard, Discover and American Express for MOA members. No matter what type of practice you operate, MRA can offer a customized solution.

  The MRA Merchant Processing saves you money in many ways besides low rates:

  • No supply charge
  • No monthly minimums
  • No contracts or setup charges
  • No application fees
  • No programming costs
  • No fixed monthly lease payments
  • No voice authorization fees
  • No charge backs

  For more information, visit http://retailers.com/memberservices/ceditcardprocess.html.

AOA Benefit Programs

Insurance and Retirement Programs

• AOA-endorsed insurance programs
• Major Medical Plans
• Dental Insurance
• Short Term Accident and Sickness Coverage
• Office Overhead Expense Insurance
• Optometric Professional Liability Plan providing comprehensive practice protection
• Long Term Disability Income Protection
• Term Life Insurance Plans for yourself, your spouse and dependant children
• Accidental Death and Impairment Coverage
• A Hospital Indemnity Plan for medical expenses not covered by other plans
• AOA Members Retirement Program with seven investment options and assistance to help develop a plan that’s right for your practice

Money Saving Programs for AOA Members

• A Patient Bankcard Payment System enabling you to accept national credit cards in your practice with quick, cost-competitive processing
• Practice Transition Financing (backed by the SBA) to assist with expansions, acquisitions, mergers and start ups, plus assistance with appraisals and mediations
• Equipment Leasing options for the lease or lease/purchase of office equipment, furnishings or leasehold improvements
• Discounted Rates for Next-Day Air letters and packages, as well as Worldwide Express Services
• A Platinum Plus Mastercard imprinted with the AOA logo and your “Doctor of Optometry” title
• Discounted Long-Distance Telephone Service